If you are looking to provide complete protection to yourself as well as your investment, there is no better option than to get an insurance policy for yourself and your business from an established or reliable insurance company. Insurance helps you manage potential risks. When you go for any kind of insurance, insurance company own the potential loss in exchange for a premium that the insurance buyer pay for a specific period of time. In return, insurance companies cultivate your investment by investing it secure ventures, so they could pay the potential losses claimed by the policy holder.